Purchasing a new home is always an exciting time, and it is often filled with emotions, which should be controlled in order to make the best purchase. If you are looking to avoid the middleman, below is an informative guide in how to go about buying a house without a realtor. Often, there could be a great deal to be found.
Consider getting pre-approved for a mortgage before shopping around. This will ensure a quicker purchase as vendors take these offers more seriously, even if they are lower than others. This will save you a lot of time in terms of searching for properties that are within your budget.
Research is another key factor in purchasing a home without a realtor. You have to know the market, especially the average price of homes in communities you prefer. The better you know the community, the better bargaining power you have.
Aside from the internet, refer to local magazine and newspaper classified sections for homes for sale. You are sure to find ads placed by owners who have opted to sell without an agent. When you find these, write down the information to have it handy for when you want to make the appointment to see it.
Be prepared when visiting the home, with a list of questions to ask the vendor with regards to the property, such as the municipal and school taxes, the type of heating system, the age of the roof, and so on. Look at the home in a professional manner, noting its architectural structure, its bones, and room sizes.
Do not pay much attention to the decor as this can easily be changed. Instead, focus on its condition as this will give a lot of insight on how it was maintained. You should also have on hand an offer to purchase in the event that it is exactly what you want. Ensure, however, a special clause ?subject to building inspection? is inserted, that will protect you.
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Tags: real estate, Finance, financing, leasing, business, borrowing, personal financeSource: http://www.akarak.net/how-to-go-about-buying-a-house-without-a-realtor/
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